Primary on Main
Address
10464 Spruce Street, Chisago City, MN
Price
$ 415,000
Property Attributes
  • ID#7130665
  • TypeSingle Family
  • Listing Status Active
  • CountyCHISAGO
  • CityChisago City
  • AreaSchool Lake Shores
  • NeighborhoodSchool Lake Shores
  • Zip55013
  • StyleSingle Family
  • Year Built2006
  • Taxes$ 4071
  • Price$ 415,000
  • Bedrooms4
  • Full Bathrooms3
  • Half Bathrooms0
  • Sqr Footage2499
  • Lot Size0.5 Acres
Data Source:
Northstar MLS (NSTAR)
Property Description

This thoughtfully updated 4-bedroom, 3-bathroom rambler in a kid-friendly neighborhood is an absolute must-see. Enjoy an open floor plan with soaring ceilings, a main-floor primary bedroom, and main floor laundry. Major recent investments include a brand-new roof and gutters (8/2026), all new windows throughout (5/2024), new main-level carpet, and fresh lower-level paint. The kitchen shines with a new stove (8/2026) and a recently updated refrigerator (7-2024). The spacious lower-level family room features a wet bar with a brand-new refrigerator and microwave (7/2026). Car enthusiasts will appreciate the 3-car garage with a new third-stall door and motor. Step outside to enjoy your half-acre lot backing up to a pond, complete with a sidewalk around the neighborhood. Located near the Chisago Lakes Chain and Carlos Avery Wildlife Area, this home is the perfect blend of outdoor recreation and an easy commute to the Twin Cities. Garage is ready for workshop with 240 volt outlet and separate 100 amp breaker panel.

Price History
8/20/2026 Listed $415,000

General Features

Living Area 2499
Sewer City Sewer/Connected
Heating Forced Air
Cooling Central Air
Roof Age 8 Years or Less,Asphalt
Appliances Chandelier,Dishwasher,Disposal,Dryer,Gas Water Heater,Microwave,Range,Refrigerator,Washer,Water Softener Owned
Garage Spaces 3
Construction Materials Block,Frame,Stone
Year Built 2006
Electric Circuit Breakers,100 Amp Service,200+ Amp Service
View North
Levels One
Property Subtype Single Family
Tax Year 2025
Waterfront Features Pond
Accessibility None
County Chisago
New Construction No
Property Type Residential
HOA No
Contingency None
Subdivision Name School Lake Shores
Full Baths 3
Directions I-35 North to Hwy 8 to Lofton Ave (77). North on Lofton,West on Matthew Dr,South on Spruce St,Property on right.
City Chisago City
High School District Chisago Lakes
Zoning Description Residential-Single Family
Lot Size Units Acres
Property Attached Y/N No
Land Lease Y/N No
Tax Annual Amount 4071
Additional Parcels Y/N No
Standard Status Active
Lender Owned No
Amenities Unit Cable,Ceiling Fan(s),Kitchen Center Island,Kitchen Window,Primary Bedroom Walk-In Closet,Main Floor Primary Bedroom,Natural Woodwork,Vaulted Ceiling(s),Washer/Dryer Hookup,Wet Bar,Walk-In Closet
PostalCity Chisago City

Interior Features

Basement Block,Daylight/Lookout Windows,Drain Tiled,Drainage System,Egress Window(s),Finished,Full,Kitchenette,Sump Basket,Sump Pump
Basement (Y/N) Yes
Fireplace Y/N No
Above Grade Finished Area 1358
Laundry Features Electric Dryer Hookup,Laundry Room,Main Level,Sink,Washer Hookup
Total Bedrooms 4
Below Grade Finished Area 1141
Total Baths 3
Bath Desc Double Sink,Bathroom Ensuite,Full Primary,Full Basement,Main Floor Full Bath
Dining Room Description Living/Dining Room
Foundation Dimensions 50x27
Fuel Electric,Natural Gas
Garage Dimensions 32x26
Garage Door Width 8
Garage Square Feet 832

Exterior Features

Fencing None
Parking Features Attached Garage,Gravel,Asphalt,Garage Door Opener,Insulated Garage
Lot Features Irregular Lot,Tree Coverage - Medium,Underground Utilities,Wetlands
Water Source City Water/Connected
Lot Size Area 0.5
Building Area Total 2716
Lot Dimensions 170x187x74x150
Waterfront Y/N No
Foundation Area 1358
Road Frontage Type City Street,Curbs,Paved Streets,Sidewalks,Storm Sewer
Road Responsibility Public Maintained Road

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Property vs Single Family Average in 55013

Price
AVG $820K
$420K
Taxes
AVG $5,276
$4,071
Year Built
AVG 1981
2006

Looking for a more comfortable experience?

Download our mobile app for a personalized browsing experience.

Areas We Cover